Merchant Cash Advance

What We Do

Here, at MerchantCashAdvances.org, our goal is to keep merchants informed about business cash advances, to answer all questions pertaining to merchant funding and small business loans, and finally to create standards in this relatively new and growing industry. Visit and post in our NEW MCA FORUM Many times merchants do not receive the answers they are looking for from lenders until the end of the process, or are surprised by issues that arise during the process.  Most times, merchants simply don’t … [Read more]

Merchant Funding Discussions

10 Easy Tips to Know if Your Business Qualifies For a Merchant Cash Advance

Many merchants aren’t familiar with a merchant cash advance as an alternative means of business financing.  Many small... Read More...

Good Loan Rates

It is difficult these days to obtain a loan from a bank, let alone obtain a loan at good rates. Many times merchants are shocked... Read More...

Frustration with Documentation

Okay.  Let’s put this into perspective.  A merchant is receiving an unsecured loan, ranging anywhere from $2,000 to $250,000. ... Read More...

Why Does My Broker Keep Switching Numbers on Me?

While it may be a nuisance for merchants that their merchant cash advance lender changes the advanced amount on them, even after... Read More...

Op-Ed

Merchant Cash Advance Tips

Here are a few tips to consider when entering a merchant cash advance agreement:

1. Read the contract – Always, and I repeat, always fully read the entire contract including the fine print. As business owners, you are very busy, but do not sign anything until you have read the contracts and fully understand everything stipulated. Ask your merchant cash advance provider these questions, but always confirm by reading the contracts. This is good idea not only for a merchant cash advance, but also a good rule for any contract that you sign in life. If there are any questions in the contract, ask your merchant cash advance provider, and then ask your lawyer to confirm. Read more

More Op-Ed