Why a Merchant Cash Advance?

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The merchant cash advance industry has grown in the last decade as more and more business owners are turning to alternative funding methods. A merchant cash advance is not a business loan, but a method of financing whereby a business owner agrees to sell his future credit card receivables at a discounted rate. The merchant… [Continue Reading]

Unsecured Loans and Merchant Cash Advances

Many merchants and small business owners alike are moving towards other alternative forms of financing including equipment leasing, asset base loans, various unsecured loans and merchant cash advances. We see this shift to alternative forms of financing as there is increasing demand in the market place for such products because banks have tightened lending regulations,… [Continue Reading]

http://www.merchantcashadvances.org/ Provides Merchant Cash Advance Program

Http://www.merchantcashadvances.org provides restaurants, retail stores, auto-repair shops and lots of other businesses with a merchant cash advance program that offers the most competitive rates and variety of funding options. There is a reason why we rank the highest organically in Google for the keyword “merchant cash advance”, and it is because we are the most… [Continue Reading]

Declined Bank Loan? Try a Merchant Cash Advance

A lot of merchants and business owners have had trouble receiving bank loans the past few years ever since the major economic recession that has hit through the United States. Sadly, the United States has seen many good businesses which have had to close up their doors due to the poor financial market, low consumerism… [Continue Reading]

10 Easy Tips to Know if Your Business Qualifies For a Merchant Cash Advance

Many merchants aren’t familiar with a merchant cash advance as an alternative means of business financing.  Many small businesses can qualify for sizable amounts of money, and some can qualify for over $500,000.   Merchants who have poor credit and who are in industries like restaurants, salons, and retail businesses traditionally have a difficult time obtaining… [Continue Reading]

Small Business Loan Programs

Small Business Loan Programs In this type of small business loan, a Merchant agrees to sell his future credit card sales at a reduced rate. This means that a loaner will loan the owner an amount of cash, for a fixed unchanging rate (in merchant cash advance terms this is called the multiplication factor, or… [Continue Reading]

About Small Business Loan

Small Business Loan Business owners can come to Merchantcashadvances.org, the # 1 reference for assistance about the small business loan industry. There has been a cloud of uncertainty about small business loans due to this comparatively new method of funding for small to average size businesses, and poor advertising and explanation by the industry proprietors.… [Continue Reading]

Good Loan Rates

It is difficult these days to obtain a loan from a bank, let alone obtain a loan at good rates. Many times merchants are shocked at the cost of a merchant cash advance. While this type of funding is generally more expensive than a traditional bank loan, it is much easier to obtain. Furthermore it… [Continue Reading]

Frustration with Documentation

Okay.  Let’s put this into perspective.  A merchant is receiving an unsecured loan, ranging anywhere from $2,000 to $250,000.  Most businesses that are funded in the merchant cash advance industry are considered high risk – if they weren’t high risk then they would be going to banks to obtain their working capital.  A merchant cash… [Continue Reading]

Why Does My Broker Keep Switching Numbers on Me?

While it may be a nuisance for merchants that their merchant cash advance lender changes the advanced amount on them, even after contracts are signed, they must be aware that this type of financing is not a traditional bank loan.  In the rare case that a retail or restaurant merchant actually does qualify for a… [Continue Reading]